Should you buy AIB shares?

Is buying AIB shares a good or a bad idea? I have my thoughts on the topic here… http://enough.ie/to-aib-or-not-to-aib/ go over and have a look.

Financing your New Car

0% interest, 3.9% interest, PCP, free fuel for 1 year, service inclusive for 3 years etc. etc…. The car industry certainly has recovered. 146,672 Irish passenger cars were sold to Irish people last year that is 17.5% ahead of 2015. To compare that to previous peaks, there were approximately 180,000 sold in 2007 and a whopping 220,000 sold in the …

Is the biggest Asset you have your parents cash?

The institute of fiscal studies in the UK (IFS) have published their findings into a study that is reported to have concluded that the rich are getting richer. The study finds that younger generations are much more likely to receive an inheritance than their predecessors.  Specifically the report found that people born in the 1970’s are twice as likely to …

Can you save €1000 in 60 minutes?

  At this time of year lots of newspapers, websites and other media will be reporting you can save lots of money by just price checking all your regular payments. I decided to see how easy it would be. I set myself a goal of making €1000 in savings in 60 minutes. I accepted I was never going to implement …

Sustainable Investing

About 20% of all professionally held funds in the US are now considered to be “Sustainable” This sector can be known by different names including sustainable, ethical and socially responsible. This sector aims to invest in “good” companies and/or avoids investing in “bad” companies. The definition of good and bad can vary from company to company but there are several …

POTUS and how it effects your finances

In the next two days, we will find out who will be the next president of the United States of America. At Prosperous we like to think we prep our clients well to expect market ups and downs. In fact, we have been criticised for over emphasising the downs. That’s why when earlier this year Brexit happened we were pleased …

Passive V Active

There is about €30trillion in “funds” worldwide. About €6trillion of this is invested in passive funds with the remainder in active funds. What is the difference? Because there is more in active than passive, does it mean that active is better? Active management means you pay a fund manager, usually a bloke, to look at a stock market or sector …

Scams and what to look out for

Last week the central bank issued a warning in relation to a firm who had cloned the details of an authorised fund in Ireland and had used these details illegitimately. The company basically copied all the details of a legitimate regulated entity and used those details to present themselves as an authorised entity. They were trying to sell investment funds. …

Travel Insurance April 2016

Never have I researched a piece before where the words “caveat Emptor” have been so appropriate. With travel insurance the devil really is in the detail. The difficulty is the length of the detail, its often 15-20,000 words. Essentially Travel insurance is there to pay your costs if you get sick abroad or if your travel is disrupted due to …